Business Term Loans
Up to $5MAmount
3–7 daysTo funding
Fixed monthly payments over multi-year terms — built for expansion, acquisition, or refinancing shorter, pricier debt.
See if I qualifyNationwide business financing
Term loans and credit lines for businesses that don't sit still.
Forwardline Capital arranges $5,000 to $5,000,000 across six financing products through a network of lending partners — approvals in as little as 24 hours, in all 50 states. Your business doesn't idle. Neither does our capital.
Soft credit pull only $5K–$5M range All 50 states
Products
Six financing products. One application.
Lead products first: term loans and credit lines. Behind them, four more ways to keep money moving — each with its own speed and ceiling.
Business Line of Credit
Up to $250KAmount
1–3 daysTo funding
Draw, repay, redraw. Revolving capital that sits ready before the need shows up — pay interest only on what you use.
See if I qualifyWorking Capital
Up to $1MAmount
24–48 hrsTo funding
Revenue-based advance for payroll, inventory, and opportunities with a short window. The fastest lane we run.
See if I qualifyEquipment Financing
Up to $2MAmount
2–5 daysTo funding
Trucks, machines, and medical hardware financed against the equipment itself — keep cash in the business, not in the purchase.
See if I qualifySBA Loans — 7(a) & 504
Up to $5MAmount
2–6 weeksTo funding
Government-backed rates and long terms for owners who can trade a little speed for a lot of runway.
See if I qualifyBusiness Credit Cards
Up to $150KIn credit lines
1–2 weeksTo approval
Revolving card lines that separate business spend from personal, smooth month-to-month cash flow, and build credit history.
See if I qualifyProcess
Application to wire, in five steps.
No mystery stages, no black box. Here is the whole track, start to finish.
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Apply
One form, about four minutes. Soft credit pull only — your score doesn't move.
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Verify
An advisor confirms your numbers and your goal on a short call, then requests the few documents your product actually needs.
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Compare offers
Options come back from the lending network laid out side by side — amounts, terms, payment, and total cost. You pressure-test them with your advisor.
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Accept
Pick the offer that fits and sign electronically. No fee from Forwardline to apply or compare.
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Funded
Capital lands in your business account — in as little as 24–48 hours on working capital, days on term loans and credit lines.
Why Forwardline
Built to shorten the distance between asking and funded.
One application, many lenders
Your file goes to a network of third-party funding partners. They compete on terms; you compare and choose. One document run, multiple offers.
Approvals in as little as 24 hours
Speed is the operating principle here. Files get worked the day they arrive, and you get an answer — yes or no — fast enough to act on it.
$5K to $5M, six products
From a 48-hour working capital sprint to a multi-year SBA loan — matched to the job the money has to do, not to whatever a single lender happens to sell.
All 50 states
Coast-to-coast partner coverage. Wherever your business operates, the process and the timeline are the same.
In plain terms: Forwardline Capital is a broker, not a lender — and we say so on every page. What you get from us is reach into a lending network, speed on your file, and a straight answer either way.
Industries
Industries we keep moving.
Different businesses stall for different reasons. The financing is matched to yours.
Construction
Bridge draw schedules and mobilize crews without waiting on receivables.
Medical & dental
Equipment, build-outs, and acquisition capital for growing practices.
Restaurants & hospitality
Carry the slow season; fund the renovation between rushes.
Retail
Inventory ahead of peak, capital exactly when shelves need to turn.
Trucking & transportation
Fuel, maintenance, and fleet growth between settlement checks.
Manufacturing
Machinery and raw materials financed against real throughput.
Professional services
Cover payroll through long client payment cycles without blinking.
E-commerce
Inventory and ad spend that scale in step with your run rate.
FAQ
Asked before every application.
Does applying affect my credit score?
No. The application runs a soft credit pull only, which leaves no mark on your score. A full credit review only happens if you decide to move forward with a specific partner offer — and your advisor flags that before it happens, never after.
How fast can my business actually receive funds?
Approvals come back in as little as 24 hours. From there it depends on the product: working capital advances typically wire in 24–48 hours, credit lines in 1–3 days, term loans in 3–7 days, equipment financing in 2–5 days, and SBA loans in 2–6 weeks.
What are the minimums to qualify?
The typical baseline is three or more months in business and $10,000 or more in monthly revenue. Each product sets its own bar — if the one you want is out of reach today, your advisor will say so plainly and point at the fastest route to it.
Is Forwardline Capital the lender?
No — and we put that in writing on every page. Forwardline Capital is a broker. Financing is arranged through a network of third-party funding partners, which is exactly why one application can produce multiple competing offers.
What documents do I need to apply?
For most products: three to four months of business bank statements and a government-issued ID. Term loans and SBA loans add items like tax returns and financial statements — your advisor gives you the exact list up front so there is one document run, not five.
What does it cost to apply or compare offers?
Nothing. Applying, speaking with an advisor, and reviewing offers are free. Costs only appear inside the terms of an offer you choose to accept, itemized in that agreement before you sign.
Do you cover my state and my industry?
Forwardline arranges financing in all 50 states, and the partner network covers a wide range of industries — construction, medical, restaurants, retail, trucking, manufacturing, professional services, e-commerce, and more.
Say the word. We start the clock.
Apply in about four minutes — soft credit pull only. An advisor comes back with options within 24 hours.